Series of fires in Wolfenbüttel: Insurance expert advises partial insurance in the event of a car fire

Series of fires in Wolfenbüttel: Insurance expert advises partial insurance in the event of a car fire

According to a report by www.braunschweiger-zeitung.de, a series of fires occurred in Wolfenbüttel in which five cars burst into flames. The police ruled out a technical defect and assumed deliberate arson. The victims of the series of fires face several legal and insurance issues. According to Thorsten Preiß, head of the liability, accident and motor vehicle damage department at Braunschweig Public Insurance, in this case it is important that the victims have sufficient partial comprehensive insurance.

Partial comprehensive insurance covers fire damage to the vehicle and does not lead to a downgrade in the no-claims bonus. The insurance also covers the disposal of the wrecked cars, and the maximum benefit limit is the replacement value of the cars before the damage occurred. However, the vehicles must be released by the police before the insurance company can inspect them.

The effects of this series of fires on the automobile market in Wolfenbüttel could be diverse. On the one hand, the affected car owners are compensated by their partial comprehensive insurance, which represents financial compensation for the damage. On the other hand, this could have an impact on vehicle insurance premiums and rates in the region, as the likelihood of arson must be taken into account. The psychological effect on potential car owners and policyholders must also be taken into account, as the fear of damage caused by arson could increase.

In terms of consumers, the victims of this series of fires could suffer longer-term disadvantages from the loss of their vehicles, which could lead to disruptions in their everyday lives. In addition, confidence in the safety of their cars and their insurance could be weakened, which could lead to changes in consumer behavior. The region's auto insurance industry could also face additional costs, both in terms of compensating victims and increased security measures to prevent arson incidents in the future.