Check insurance conditions: Bicycle only insured if the bike is stolen at certain locations

Check insurance conditions: Bicycle only insured if the bike is stolen at certain locations

When it comes to protecting yourself from bike theft, it is crucial to take the right precautions. Especially with older insurance contracts, it is advisable to check the exact conditions to ensure that the bicycle is adequately insured. Laura Ganswindt emphasizes that in some cases it may happen that theft protection only applies if the bicycle is in certain, locked rooms such as the basement, garage or apartment. The conditions for bicycle insurance can vary greatly, and some providers will reimburse damage without restrictions.

In order to effectively protect the bike, mechanical locks should also be considered in addition to insurance coverage. These include, for example, robust locks and the use of bicycle garages or lockable storage rooms. These measures can significantly reduce the risk of theft.

It is advisable to park bicycles in well-lit and frequented places and to additionally secure them with a high-quality lock. Investing in solid theft protection is worth it in the long term to protect your beloved bike from unpleasant surprises. It is therefore important to rely on both reliable insurance and mechanical security to ensure the best possible protection.

When choosing theft protection, it is helpful to seek advice from experts and to take individual needs and personal usage behavior into account. In this way, a tailor-made security solution can be found that is optimally tailored to your own requirements. A combination of insurance coverage and mechanical security can effectively protect the bike from theft.