The best health insurance companies in 2024: Save up to 100 euros when switching - pay attention to Finanztip recommendations!

The best health insurance companies in 2024: Save up to 100 euros when switching - pay attention to Finanztip recommendations!

According to a report by amp.focus.de, the average additional contribution from statutory health insurance companies will rise from 1.6 to 1.7 percent of income in 2024. However, not all health insurance funds have increased contributions and some have even reduced them. The differences in the additional contribution remain large, as it varies between 0.9 and 2.7 percent depending on the health insurance company.

From a financial perspective, it is important to calculate how much you can save by switching to a cheaper health insurance company. For example, people who earn 4,100 euros gross per month and pay the average additional contribution of 1.7 percent could save 197 euros per year if they switch to a fund with the lowest additional contribution of 0.9 percent. With Finanztip's health insurance calculator, interested parties can calculate their personal savings potential themselves.

In addition to the additional contribution, insured people should also take into account the bonus program and the additional benefits of the health insurance companies. A low additional premium alone does not automatically mean that you have good, affordable health insurance. It is important that the fund covers important services and has attractive bonus programs. The Finanztip recommendations therefore also take into account aspects such as service, pension provision and additional financial benefits.

It is advisable to check your own needs and demands on a health insurance company and when choosing to make sure that the offer offers suitable services. Finanztip's large health insurance comparison evaluates national health insurance companies according to various criteria and provides an overview of the price-performance winners.

The notice periods should also be taken into account. People who have been with their current health insurance company for longer than twelve months can cancel at any time with two months' notice to the end of the month. If you are there for a shorter period of time, termination is only possible by special notice if the fund has increased the additional contribution in 2024. In both cases, the new health insurance company will cover the termination and the employer only needs to be informed.