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Finanzfabio reveals the secrets to your money worries!
Switzerland's best-known financial blogger, Fabio Marchesin, gives valuable tips on financial planning and recommends helpful apps.
Finanzfabio reveals the secrets to your money worries!
Fabio Marchesin, 37 years old and known as “Finanzfabio”, is the most prominent financial blogger in Switzerland. With his blog, which launched seven years ago, he has established himself as a voice for financial education. Marchesin, who completed a commercial apprenticeship with Mobiliar Insurance and further trained in financial planning, reaches an audience of millions with his content, including 3.4 million views on Instagram in the last 30 days. He offers practical advice on topics such as saving, investing, taxes and wealth creation. His central message: “Spend less money than you earn”.
His journey to becoming a financial blogger began when he was inspired by Robert Kiyosaki's book "Rich Dad, Poor Dad." Previously, Marchesin had lost interest after 15 years in the financial sector and even considered becoming a bartender. His blog has since evolved into a podcast and video content and is a valuable resource for many looking to improve their financial knowledge.
Financial basics and recommendations
Marchesin recommends saving an emergency fund of at least 3,200 francs for medical expenses. He also recommends opening a Pillar 3a account and paying in the maximum amount of 7,258 francs annually. When discussing investments, he is a proponent of ETFs (exchange-traded index funds) and emphasizes the importance of diversification and a conscious approach to fees. He also offers his own courses to train people in financial matters.
In today's digital world, managing personal finances is made easier through various apps. Marchesin is currently working on a budget app called Blue Finance AG that will enable automated budgeting. This app is nominated for the Fintech Awards 2025 and is scheduled to be released in the same year.
Financial management tools
Financial planner apps have proven useful for managing income, expenses, and assets. Dominik's blog, which recommends the best apps, notes that these digital tools can significantly help manage cash flows and make personal and business financial decisions. Here are the top 10 financial planner apps:
| rank | app | Details |
|---|---|---|
| 1 | Financial guru | Free, can be synchronized with almost all banks, secure data management. |
| 2 | Monefy | Free app with graphical overview, budget mode. |
| 3 | Financial Planner from Investor Stories | Offline Excel tool for evaluating income and expenses. |
| 4 | Wallet from Budgetbakers | Free app, scheduling payments, premium version required for account synchronization. |
| 5 | Easy Home Finance | User-friendly app with individual categories. |
| 6 | Money manager | Free app for collecting financial data and recurring payments. |
| 7 | SayMoney | User-friendly app to categorize income and expenses. |
| 8 | Our household book app | Free app with customizable categories. |
| 9 | Mint household book app | Management of credits and invoices, automatic updates. |
| 10 | Household book, budget & finance app | Free app for budget documentation and reporting. |
These apps, like Marchesin's incoming app, serve financial education and make it easier for users to better manage their financial decisions. While the challenge of getting your finances in shape remains for many, financial experts like Marchesin and tools like apps offer promising support.