Financial freedom for women: Successful event in Worms!

Financial freedom for women: Successful event in Worms!

The event “Female Finances – Plan today, secure tomorrow!” took place on May 7, 2025. took place in the Senate Hall of the University of Worms, which was launched by the Career Center and the Diversity Office of the university. Around 30 women, both students and professionals, attended the event, which was aimed at motivating women to achieve financial empowerment. The speakers and initiators emphasized that it is never too late to take care of your own financial future and covered topics such as avoiding long-term dependency, retirement planning and investments. IDW reported online that an open discussion between the participants and the speakers was part of the program.

The initiators included Lea Vetter, Mandy Moreu and Desideria Baumgärtner from Allianz, who provided information about the gender pay gap, pension gaps and the risks of occupational disability. Other experts such as Sven Becker and Camilla Halm from MLP discussed aspects such as tax brackets, income distribution and gender-specific financial decisions. Prof. Dr. Juliane Wutzler from Worms University presented the participants with the basics of the capital market and options for building wealth.

The challenges for women in finance

In many cases, women are financially dependent on their partners, which puts them at greater risk of poverty in old age. Loud Comdirect magazine Around a third of German women say they are dependent on their partner's income. This dependency is reinforced by the gender pay gap, where women earn on average 6% less than men with the same qualifications. Additionally, 50% of women work part-time, often due to childcare responsibilities.

The event aims to counteract such challenges. In this context, the organizers encouraged participants to take control of their finances. Financial independence tips such as breaking the bank, reducing debt and building an emergency fund were offered. It was emphasized that shared responsibility for financial decisions and the fair distribution of unpaid care work are essential.

Financial education as the key to independence

One aspect that was emphasized in Female Finances is the importance of financial knowledge. In 2024, 4.4 million women in Germany invested in stocks, funds and ETFs, compared to 7.7 million men. On average, women achieved a 0.4% higher return than men. Such statistics underscore the need to empower women with the information they need to make confident financial decisions.

Overall, the event at Worms University successfully contributed to raising awareness of financial issues among women and motivating them to actively address their financial future. Financial status and the associated independence are crucial to counteract poverty in old age and ensure great economic stability.