Gold in the event of a crisis: How to secure your assets cheaply!

Gold in the event of a crisis: How to secure your assets cheaply!

On July 16, 2025, the price of gold reached a remarkable value of around 2,870 euros per troy ounce (31.10 grams). Within a year, the price has risen by around 38 percent, making the precious metal a particularly attractive crisis protection. Experts recommend considering gold as up to 10 percent of your investments because it can smooth out fluctuations in stocks and bonds. The different forms in which gold is available range from physical bars and coins to securities in the form of gold ETCs.

Owning physical gold in particular offers a certain degree of security because it does not involve any counterparty risk. With physical gold investments, investors have the option of storing gold coins, bars or even jewelry. In contrast, gold investments such as listed securities or futures contracts are subject to potential risks of default. An example of this would be the insolvency of issuers, which in the worst case scenario could result in paper gold becoming worthless. These circumstances underline the importance of owning physical gold, as the ECB has also noted, since gold is of great importance as a crisis hedge.

Purchasing physical gold

If you want to purchase physical gold, you should stick to cheap providers. Market leaders such as Anlagengold24, Auragentum, ESG-Edelmetall-Service and the Solit Group are currently offering surcharges of between 0 and 8% on the stock exchange price. In comparison, other providers charge surcharges of up to 25%. In general, the larger the unit of gold, the lower the premium, although coins are generally more expensive than bars.

Additionally, it is important to use safe places such as lockers or safes when storing gold. Shipping from the top providers mentioned costs at least 6.90 euros, which should be considered before purchasing. Alternatively, gold can also be purchased via gold ETCs, which reflect the price of gold one-to-one and can be traded more quickly. They are often available from direct banks and neobrokers without additional purchase costs.

Current developments and outlook

The ECB is also currently warning of a gold squeeze, which could be triggered by a trend towards physical gold delivery and declining cash settlements. These developments could lead to liquidity bottlenecks, losses due to margin requirements and market distortions in the financial sector. Crisis protection is still considered relevant by owning gold bars or coins.

In addition, current geopolitical tensions, such as the military escalation between Israel and Iran, could cause inflation to rise again. The upcoming US Federal Reserve meeting on Wednesday could bring further interest rate cutting decisions, which could also affect gold prices. The coming developments in the financial system and the declining US inflation therefore remain to be monitored critically.

For all investors considering investing in gold, safe storage and choosing the right form of investment are crucial. The current news situation and the continuously rising gold price support the assumption that gold is becoming increasingly important as a crisis protection. This also raises questions about the best providers and the safest ways to invest in gold.