Mastercard Gold from TF Bank in the test: Free credit card with great extras and insurance protection - rating from users and experts

Mastercard Gold from TF Bank in the test: Free credit card with great extras and insurance protection - rating from users and experts

According to a report by www.morgenpost.de, TF Bank's Mastercard Gold offers a variety of benefits such as travel insurance, cashback programs and an annual fee of zero euros. Compared to other credit cards with similar offerings, Mastercard Gold has been examined for its fees, interest rates, credit limits, rewards and benefits, and foreign transactions.

With regard to fees, please note that the partial payment function may incur additional costs. The effective interest rate of 24.79 percent is comparatively high, but the credit card offers interest-free payment breaks of up to 51 days. Compared to credit cards with an annual fee, cards with no fee can be cheaper if the installment function is rarely used.

With regard to the credit limit, the Mastercard Gold depends on individual factors such as creditworthiness, income and payment history. The credit card also offers a range of rewards and benefits, such as free travel insurance and cashback promotions.

The TF Bank Mastercard Gold offers fee-free card use worldwide, meaning there are no additional fees for foreign transactions. However, ATM fees may apply.

Overall, the TF Bank Mastercard Gold offers attractive benefits, but potential users should pay attention to hidden fees and the effective interest rate, especially if they frequently use the installment function. Compared to other credit cards with similar offerings, consumers should consider their individual needs and usage habits to choose the best credit card for themselves.