Innovations in statutory health insurance and nursing care insurance from 2024: What financial experts should know

Innovations in statutory health insurance and nursing care insurance from 2024: What financial experts should know

According to a report by www.nr-kurier.de, numerous innovations can be expected for those with statutory health and nursing care insurance from January 1, 2024. These include an increase in the care allowance by five percent for those in need of care who are cared for at home, as well as an increase in the benefit amount for outpatient benefits in kind. In addition, the personal contribution of those in need of care who are cared for as inpatients in homes is reduced. E-prescriptions are expected to become more important and early detection of breast cancer will be expanded.

The increase in nursing care allowance and the benefit amounts for outpatient benefits in kind will probably lead to higher expenditure by the nursing care funds. This could lead to an adjustment of contribution rates or further financial burdens on the health system. However, the reduction in the personal contribution of those in need of care who are cared for as inpatients in homes will mean relief for this group of people. The introduction of e-prescriptions is expected to lead to increased digitalization in the healthcare system and make processes more efficient. Expanding mammography screening for breast cancer will help include more women aged 70 to 75 in early detection, thereby improving the chances of timely diagnosis and treatment.

Overall, the innovations are expected to have various effects on the market and the financial industry. Healthcare spending could increase, while opportunities for digitalization and improvements in care arise. However, it remains to be seen how the adjustments will be implemented in practice and what long-term effects they will have.