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Care contribution for pensioners: It will be significantly more expensive in July!
From July 2025, care contributions for pensioners will rise to 4.8%. Find out about the adjustments and their effects.
Care contribution for pensioners: It will be significantly more expensive in July!
The German Pension Insurance is informing about an upcoming increase in contributions to long-term care insurance for pensioners. From July 2025, pensioners must expect an increase of 0.2 percent. This adjustment follows the increase in the general care contribution rate from 3.4 to 3.6 percent on January 1, 2025. Loud chip This adjustment has not yet been implemented for pensioners because the pension insurance company had to make adjustments for around 22 million pensions.
The actual contribution increase will take full effect in July 2025. For the months January to June 2025, the contribution rate will be increased by a one-off 1.2 percentage points, which corresponds to an additional amount of 12 euros with a pension payment amount of 1,000 euros. This means that the contribution rate this month is a flat rate of 4.8 percent. From August 2025, the regular rate of 3.6 percent will apply again. This measure is carried out as part of the Care Contribution Rate Adjustment Ordinance 2025, which is necessary to guarantee care services from 2025, such as German pension insurance communicates.
Details about the contribution increase
For pensioners who are entitled to assistance, the contribution rate is just 2.4 percent. The adjustment for the approximately 22 million pensioners is automated, but this takes a certain amount of time. Pensioners will also be informed in the pension adjustment notice exactly how high their individual contribution will be.
In addition, it should be noted that the contribution rate can be increased through surcharges for pensioners without children or reduced through a deduction for pensioners with at least two children under 25 years of age. The legal basis for these adjustments is the Nursing Contribution Rate Adjustment Ordinance 2025.
Conclusion and outlook
Overall, these adjustments are expected for retirees from July 2025, which could impact financial planning for many affected people. There is no reimbursement regulation for the higher contribution rate, which further complicates the situation of pensioners. For many retirees, this will represent a significant change in their current spending situation.