Calculate pension: salary of 2700 euros - example calculation shows pension requirements

Calculate pension: salary of 2700 euros - example calculation shows pension requirements

The topic of financial provision for retirement is increasingly coming into focus, as the statistics from the Federal Ministry for Family Affairs provide worrying figures. In 2021, over 22 percent of people over 80 in Germany were affected by old-age poverty, with their maximum monthly income being 1,167 euros. These figures raise the question of how a gross monthly salary of 2,700 euros affects your future pension.

In order to carry out the necessary calculations, the pension formula is of great importance. The pension amount depends on various factors such as the salary points, the access factor, the current pension value and the pension type factor. These elements together determine the monthly pension amount, although individual circumstances must be taken into account.

An example calculation in which a gross monthly salary of 2,700 euros is assumed over 50 years results in a potential gross pension of 1,316 euros for consumers who take advantage of the classic old-age pension. This amount is significantly above the maximum income of the group of people affected by old-age poverty in 2021. However, it should be noted that individual factors can influence the pension amount.