Pension application: How to avoid financial worries
Learn how new retirees can prepare for retirement. Close pension gaps in a timely manner and avoid the “empty desk syndrome”. Expert tips for a successful start to the new phase of your life.

Pension application: How to avoid financial worries
Finally retirement – retirement marks a new phase in life for many employees. By 2036, the baby boom generation with the highest birth rate is expected to send 12.9 million workers into retirement. While many Boomers look forward to exiting the workforce, unexpected crises can arise.
Preparing your pension application in a timely manner is crucial to avoid financial worries. The application for the statutory pension must be submitted on time and this includes certain required documents. Processing can take several weeks, which is why an application should be received at least three months before the desired payout date.
In order to receive a higher pension, all required documents must be submitted in full. With account clarification, gaps in the contribution years can be closed, which can have a positive effect on the pension amount. It is advisable to check the amount of the pension notice after receiving it, as errors can occur that can have financial consequences.
For many new retirees, the transition to retirement can be accompanied by a feeling of emptiness. The job often has not only a social but also an identity-forming function in life. It is recommended that you deal with the issue years before you retire in order to avoid existential crises. Building deep social relationships and volunteering can help overcome empty desk syndrome.