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Pension amount with a gross salary of 4,500 euros: This is how much money you can expect in old age
Find out how much pension you will have left in old age with a gross monthly salary of 4,500 euros. An example calculation shows possible scenarios. Increase your pension knowledge.
Pension amount with a gross salary of 4,500 euros: This is how much money you can expect in old age
Many retirees encounter financial challenges as they age. For people who have earned a gross monthly salary of 4,500 euros during their working life, the financial situation in retirement is different.
The exact amount of the pension cannot be easily determined. The pension formula takes into account various factors such as earnings points, access factor, pension value and pension type factor. The salary points are determined by dividing your own salary and the average salary of all employees and added up over the years.
With a gross salary of 4,500 euros per month, which is above the average gross salary, around 59.5 salary points would be achieved after 50 years of work. This would correspond to a potential monthly pension of around 2,237 euros if the person retires at the standard retirement age.
The pension calculation varies depending on individual factors and can lead to deviations. Different salaries lead to different pension levels. It should be noted that pensions in Germany are expected to increase in summer 2024.