Germans actually have that much money in their accounts!

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Find out how much money Germans have on average in their accounts and why call money accounts are the better choice.

Erfahren Sie, wie viel Geld Deutsche im Durchschnitt auf ihren Konten haben und warum Tagesgeldkonten die bessere Wahl sind.
Find out how much money Germans have on average in their accounts and why call money accounts are the better choice.

Germans actually have that much money in their accounts!

A current analysis of German finances shows that average values ​​are individual and difficult to define. According to a report by chip It is recommended not to leave too much money in a checking account, as the money lying there does not work for the user. Instead, consumers should carefully calculate the minimum amount of money they need to have in their account in order to be financially secure in everyday life.

It is better to park an emergency fund in a current account. This has the advantage that, depending on the bank, up to three percent interest can be earned on a current account. In addition, the money remains accessible at all times, which is an advantage for the flexibility of the user, as is also the case on Financial tip is highlighted.

Advantages of current account accounts

  • Hohe Flexibilität bei der Verfügung über das Geld
  • Möglichkeit, Zinsen zu erwirtschaften
  • Empfehlung für Notgroschen