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Tax trap for investors: Amundi ETFs merge – act now!
Amundi ETFs will merge on February 21, 2025. Investors should be aware of tax consequences and act in a timely manner.
Tax trap for investors: Amundi ETFs merge – act now!
On February 21, 2025, the Amundi MSCI World V ETF (ISIN LU1781541179) will merge with the Amundi MSCI World ETF (IE000BI8OT95). This merger is part of a strategic realignment of Amundi aimed at benefiting from more favorable tax conditions in Ireland. The Amundi MSCI World V ETF has a volume of 7.1 billion euros, while the Amundi MSCI World ETF has a volume of 2.4 billion euros. Investors have already been informed by their brokers about the impending merger.
The Amundi MSCI World V ETF was launched in Luxembourg, whereas the Amundi MSCI World ETF is registered in Ireland. The merger is treated as a sale for tax purposes. This means that investors have to pay taxes on a fictitious capital gain, which leads to a tax liability, especially for investors who have made profits. Loud focus.de These investors must pay withholding tax, solidarity surcharge and, if applicable, church tax.
Tax implications and options for action
As part of the merger, the Amundi MSCI World ETF will in future be managed under Irish law, which has special tax consequences for German investors. The difference between the original purchase price and the current market value is taxed as profit, which can mean a significant tax burden, especially for long-term investors. For example, investors who have made a profit of 10,000 euros must expect a taxable sum of 7,000 euros, which is relevant due to the partial exemption.
Investors should note that they must have around 2,000 euros available in their clearing account unless they have the potential to offset losses or the savings allowance has not yet been exhausted. An early sale to avoid the merger leads to the same tax result as broker-test.de explained. Affected investors should therefore inform themselves in good time about the tax implications and, if necessary, consult a financial advisor.
Options for action include providing early information about the tax implications, but also selling the ETF early to minimize the tax burden. Switching to another ETF that is not affected could also be an option. Investors should also note that many brokers process the exchange automatically, but communication or technical problems may occur. Additional costs such as spreads or transaction fees should also be taken into account.