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Tax tips 2024: This is how couples can save cleverly on their tax returns!
Find out everything you need to know about the 2024 tax return: deadlines, deduction options and tips for optimal tax savings.
Tax tips 2024: This is how couples can save cleverly on their tax returns!
The Vereinigte Lohnsteuerhilfe e.V. (VLH) recently published important information on tax returns that affects many taxpayers. Accordingly, there is an obligation to retain information, which states that receipts and supporting documents must be presented upon request by the tax office, but may not be submitted together with the tax return. It is particularly relevant that invoices for tradesmen, household services or childcare costs should be paid non-cash, as the tax office only recognizes invoices that are paid non-cash.
In addition, the VLH warns of the consequences of incorrectly provided bank details, which can delay the tax refund. In general, the common myth that a raise could lead to a lower net income is usually not true; Usually there is a little more net left over from the wages. The VLH further explains that tax progression means that low earners pay less income tax, while higher earners have to pay more.
Tax aspects of social benefits and spouse splitting
Anyone who has higher income due to salary increases should note that they may lose their rights to social benefits, such as housing benefit. Social benefits such as unemployment benefit or parental benefit are tax-free, but are subject to progression. This means that they are taken into account when calculating your personal tax rate. If social benefits exceed the limit of 410 euros per year, taxpayers are obliged to submit a tax return.
Another important topic is spousal splitting, which allows couples to save taxes. The income of both spouses is added together, halved and income tax is calculated for the halved income before the result is doubled. This splitting tariff is particularly advantageous when there are large income differences between spouses. Assistance with tax returns is permitted; Family and friends are allowed to help as long as they do not receive any money in return. Professional help from tax advisors or income tax assistance associations is also permitted, such as Haufe reported.
For further information on the correct handling of receipts and the options for spousal splitting, those interested can see the detailed articles on MDR and Haufe read.