Comparison of statutory vs. private health insurance: Experts answer all questions

Comparison of statutory vs. private health insurance: Experts answer all questions

According to a report by www.svz.de,
In statutory health insurance, the general contribution rate is 14.6 percent for all insured persons, but there are differences in the additional contributions. This leads to the question of whether switching health insurance providers would be advantageous and what advantages and disadvantages there are with private health insurance. Experts will provide information about these questions during a telephone call with Petra Schmarje from the MV consumer advice center, Ute von Tilinsky from AOK Nordost and Tom Kokot from the Association of Private Health Insurance.

As a financial expert, I would like to add that changing health insurance companies can have financial consequences depending on individual circumstances. The additional contribution can vary from fund to fund and you may be able to save money by switching. However, it is important to compare the benefits and service quality of different health insurance companies before making a decision. In addition, the advantages and disadvantages of private health insurance should also be taken into account, including the higher contributions and the different scope of services compared to statutory health insurance.

Changing your health insurance provider can have significant consequences for both the insured person and the health insurance company itself. For the market, this means a possible shift of insured persons between different health insurance funds and a change in competition. The financial sector must therefore react flexibly to such changes and adapt its offerings accordingly.

Overall, it is important that insured people are well informed and carefully consider their decision regarding changing health insurance or joining private health insurance in order to achieve the best possible financial and benefit situation for themselves.