Why the Techniker Krankenkasse wants to keep its additional contribution constant for 2024

Why the Techniker Krankenkasse wants to keep its additional contribution constant for 2024

According to a report by www.merkur.de, the Techniker Krankenkasse is bucking the trend of increasing additional contributions and plans to keep its additional contributions constant in 2024, well below the average. While the federal government is planning to increase the average statutory additional contribution by 0.1 points to 1.7 percent, the Techniker Krankenkasse has announced that it will keep the additional contribution stable at 1.2 percent.

This decision by the Techniker Krankenkasse can have a significant impact on the market and the financial sector. The fact that it is the only health insurance fund so far that does not want to increase its contribution rates could set a precedent and increase the pressure on other health insurance companies to also offer lower contribution rates in order to remain competitive.

The Technician health insurance company's decision is also likely to be met with approval from those insured. A constant premium level means a certain level of planning security and long-term stability in health insurance costs.

However, the ability to finance the benefits is questioned because the statutory health insurance companies have a deficit worth billions. This could become a challenge for other health insurance companies, which may be forced to demand higher additional contributions.

The announcement by the Techniker Krankenkasse could lead to other health insurance companies taking similar steps to remain competitive and at the same time reduce the burden on those insured.

The exact development remains to be seen, but the Techniker Krankenkasse's decision has the potential to influence competition in the health insurance market and change the dynamics of contribution rates overall.