Financing a property: mortgage or share sale? Tips from the experts

Financing a property: mortgage or share sale? Tips from the experts

According to a report by www.faz.net,

A couple who have been happy renters are faced with the decision to buy a house. You already own more than a million euros in ETFs and now have to decide how to finance the purchase.

The real estate industry is facing a challenge as more and more people who were previously renters want to buy a property. This could lead to an increase in demand for houses and therefore rising property prices. However, at the same time, this could lead to a decrease in the supply of rental apartments as landlords could consider selling their rental apartments due to the increasing interest in real estate.

The question for the couple in the article is whether they should sell their ETF to finance the house or take out a mortgage instead. Selling the ETF could result in them having to pay potentially high taxes, while taking out a mortgage could result in additional costs in the form of interest. This decision can therefore have a significant impact on your financial situation.

Overall, the trend that former tenants are increasingly considering buying a property shows changes in the real estate market that can have both positive and negative effects. It is important to monitor these developments and react accordingly in order to maintain the stability and attractiveness of the real estate market.