Financing a property: selling shares or mortgage - what is the best option?

Financing a property: selling shares or mortgage - what is the best option?

According to a report by www.faz.net, a couple is faced with the decision of how to finance the purchase of a property. Mr. and Mrs. Riemann have already invested more than a million euros in ETFs and now have to think about how they want to finance the purchase of a house.

The real estate world is changing, and many investors are facing similar decisions. Considering the current market situation and rising property prices, investing in ETFs can provide a good return to facilitate the purchase of a property. However, the expected return and the tax implications should be carefully considered.

Mr and Mrs Riemann have received an attractive offer for a house. The house has a living space of 130 square meters and a 300 square meter plot. The purchase price is 450,000 euros, but an architect estimates additional renovation costs of at least 400,000 euros for a basic standard.

Given these offerings and investing in ETFs, Mr. and Mrs. Riemann should carefully consider the financial implications of both options. A mortgage could help them purchase the home without selling their ETF investments. However, it is important to consider interest rates, repayment terms and the long-term impact on your overall financial portfolio.

The decision whether to sell the ETFs or take out a mortgage is crucial to Mr. and Mrs. Riemann's financial stability. It is advisable to consider professional financial advice to make an informed decision and consider the long-term impact on your wealth.