Dream house in France: How to buy a German home!

Dream house in France: How to buy a German home!

Buying a holiday home in France is becoming increasingly popular, especially among German buyers. Loud Capital The process of purchasing property in France is straightforward, but there are some special features that buyers should take into account. France as a holiday destination not only scores points with its diverse culture and exquisite cuisine, but also with a high quality of life and a stable real estate market.

There are no restrictions for EU citizens when buying real estate. This makes purchasing a second home or holiday home much easier. The ability to travel quickly to France by train or car is an additional incentive for those who want to realize their dream of owning a home abroad.

Purchase process and legal aspects

Dagmar Beck, a real estate agent specializing in the French market, explains the need for thorough preparation and information gathering for foreign buyers. This includes understanding the different procedures and legal requirements that may vary compared to Germany. Important steps in the purchasing process are loud Foreign perspective:

1. Recherche: Informationen über Preise, Standorte und Immobilienarten sammeln.
2. Finanzierung: Finanzielle Möglichkeiten prüfen, insbesondere für Ausländer.
3. Rechtsberatung: Unterstützung von einem Anwalt oder Notar einholen.
4. Makler: Kontakt zu einem französischen Immobilienmakler aufnehmen.
5. Besichtigung: Mehrere Immobilien besichtigen, Lage und Zustand beachten.
6. Angebot: Kaufpreis verhandeln und Angebot machen.
7. Vorvertrag: Abschluss eines Vorvertrags (Compromis de Vente).
8. Anzahlung: Übliche Anzahlung von 10% des Kaufpreises leisten.
9. Abschluss: Endgültige Unterzeichnung des Kaufvertrags (Acte de Vente) beim Notar.
10. Eintragung: Notar trägt die Immobilie im Grundbuch ein.

When buying a property in France, there are some legal aspects that buyers should be aware of. A notary is mandatory to conclude the purchase contract. In addition, real estate transfer taxes are between 5% and 5.8% of the purchase price, while notary fees are 1% to 2.5%. The broker's commission, usually borne by the seller, also ranges between 3% and 6% of the purchase price.

Financing options and practical steps

There are various financing options for foreign buyers. Mortgages of up to 80% of the property value are possible, with interest rates varying depending on the term and contract conditions. International banks also offer financing options, making it easier to enter the French real estate market.

After the purchase, buyers should take a few practical steps: These include taking out building and contents insurance and notifying the municipality of the change of ownership. It is also necessary to check meter readings and possibly change providers at utility companies.

In summary, buying property in France not only offers numerous investment opportunities, but also requires intensive planning and attention to legal, financial and tax aspects. The right location, careful selection of the property and obtaining professional advice from real estate agents are crucial for success.