Bank Frick defies crises: net profit of 4.5 million francs in the first half of the year!

Bank Frick defies crises: net profit of 4.5 million francs in the first half of the year!

Bank Frick from Balzers achieved a net profit of 4.5 million francs in the first half of 2025. The bank thus achieves its budget targets and demonstrates its ability to generate stable earnings in the current difficult market environment. Loud Leader Digital The estimated annual profit is put at a total of 9 million francs.

The first half of 2025 was characterized by geopolitical tensions, a decline in the US dollar and falling interest rates. Despite these challenges, net revenues are stable, even in the face of lower interest rates and high interest rate sensitivity among customers. The trading business in particular increased by 13.2 percent to 16.9 million francs.

Financial performance and investments

The bank recorded a slight decline of 0.3 percent in net income from commission and services business, but remained stable at 9.2 million francs. Net interest income fell by 3.5 percent to 20.2 million francs. There has also been a significant increase in both the number of customers and revenue in blockchain banking. CEO Edi Wögerer expresses satisfaction with the net profit achieved and highlights the strengths of the business model.

Compared to the half-year result for 2024, the net profit fell by almost 1 million francs. However, these adjustments are part of a strategic investment strategy. Bank Frick invested in new projects and IT infrastructure in 2025 and increased personnel expenses by 5 percent. These measures aim to gain new market shares through innovative products and to expand product leadership.

Chairman of the Board of Directors Mario Frick still sees significant growth in the coming years and emphasizes the long-term benefits of the investments made.

Outlook and challenges

The bank also points to an increase in the number of blockchain and cryptocurrency customers, which suggests future growth. Despite a slight increase in the cost-income ratio to 71.35 percent, the bank remains confident. For the 2025 financial year, management is cautiously optimistic with an expected net profit of 9 million francs, despite existing uncertainties such as tariff increases, geopolitical tensions and political instability finews.ch reported.