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Financial expert warns against too much overnight money - better alternatives for investors
Better investment options than overnight money: Economic expert warns of falling interest rates Economic expert Tilmann Galler from J.P. Morgan Asset Management warns investors against accumulating too much money in their current account. In his opinion, overnight money is only attractive as long as interest rates rise and the central banks continue to tighten interest rates. But since it is foreseeable that the interest rate cycle is slowly coming to an end, Galler recommends investing your money differently. He explains that historically, after the interest rate cycle ends, a successful strategy is to invest in long-term bonds and benefit from the subsequent price gains. He also points out that stocks are also attractive...
Financial expert warns against too much overnight money - better alternatives for investors
Der Wirtschaftsexperte Tilmann Galler von J.P. Morgan Asset Management warnt Anleger davor, zu viel Geld auf dem Tagesgeldkonto anzusammeln. Seiner Meinung nach ist Tagesgeld nur attraktiv, solange die Zinsen steigen und die Notenbanken die Zinsschraube weiter anziehen. Da aber absehbar ist, dass der Zinszyklus langsam zu Ende geht, empfiehlt Galler, sein Geld anders zu investieren. Er erklärt, dass historisch betrachtet nach dem Ende des Zinszyklus eine erfolgreiche Strategie darin besteht, in langfristige Anleihen zu investieren und von den darauffolgenden Kursgewinnen zu profitieren. Außerdem weist er darauf hin, dass auch Aktien attraktive Ertragsperspektiven bieten. Galler warnt Sparer davor, sich ausschließlich auf Tagesgeld zu verlassen, da das Re-Investitionsrisiko unterschätzt wird und die Anlage langfristig nicht so lukrativ ist wie Anlagen in Aktien und Renten.
Calculating the potential impact
Tilmann Galler's warning about the end of the interest rate cycle and the increasingly unattractive overnight money is likely to have an impact on the investment market and investors. If investors increasingly withdraw their money from money market accounts and invest in long-term bonds and stocks, this could lead to increased demand in these areas. This could cause the prices of long-term bonds to rise, which in turn leads to price gains for investors. The stock markets could also benefit from an increased inflow of capital, which could lead to rising prices. These potential impacts demonstrate that Galler's warning could have an impact on the market and investors, reflected in changes in investment strategies and market performance.
Read the source article at www.boerse-online.de