HDBank launches VND20,000 billion loan for digital innovation!

HDBank launches VND20,000 billion loan for digital innovation!

HDBank has launched a new VND500,000 billion lending program to support the implementation of government and state bank policies. This program aims to promote investments in infrastructure and digital technologies for the period 2025 to 2030. Here, HDBank is providing a preferential loan package worth VND 20,000 billion. The focus is on companies active in infrastructure and digital transformation to support their production and business plans. Loud Vietnam.vn Borrowers can expect interest rates starting at 6% per year.

The loan package is effective immediately and is aimed at both existing and new corporate customers. Priority will be given to companies operating on the lists of the Ministries of Construction and the Ministries of Industry, Trade and Science. The flexibility of the loan package makes it possible to choose between short-term (maximum 6 months) and medium or long-term (maximum 10 years) financing phases.

Digital solutions and support

Another important part of the program is the integration of digital financial solutions to help companies manage their cash flow and process payments. In addition, HDBank offers support packages of up to VND10 million to cover transaction fees on new accounts, as well as advice on financial solutions and digitization of payment processes.

HDBank also plans to implement other programs such as lending to social housing projects and supporting businesses in agriculture, forestry and fishing. The bank also provides over VND30,000 billion for infrastructure and digital technology loans. Additional preferential loan programs, such as VND 15,000 billion with interest rates starting from 3% per annum for the peak production season, are also planned. A $1 billion import and export business support program is also being considered.

Potential of digitalization

The importance of modern infrastructure and innovative solutions is also emphasized by the KfW Development Bank. Loud KfW These elements can help unlock economic potential, which is crucial for employment, income and poverty reduction. There is a lot of catching up to do in developing countries in particular when it comes to modern technologies and infrastructure.

Digitalization can achieve rapid positive effects in countries with insufficiently developed infrastructure. Measures such as internet academies, digital currencies and telemedicine can improve access to essential services without requiring physical access to institutions. KfW is committed to creating conditions for innovation and digital technology in partner countries so that this potential can be better exploited.