Asset management: An approach to the optimal investment strategy inspired by the former CIO

Asset management: An approach to the optimal investment strategy inspired by the former CIO

According to a report by www.businessinsider.de, the asset manager Jan Voss divides the assets into three pots: security, growth and aspiration.

The “Aspirational Investor” approach, based on a concept from the former CIO of Merrill Lynch Wealth Management, offers a clear structure for investing. Three pots are defined:

1. Sicherheit: In diesen Topf fließen liquide Mittel und risikofreie Vermögenswerte, um einen angemessenen Schutz des Kapitals zu gewährleisten.

2. Growth: This involves investing in long-term investments with moderate risk in order to achieve growth and returns.

3. Aspiration: The third pot allows you to invest in riskier assets, but which offer higher return potential.

The strategy behind this allocation is to diversify the investment portfolio to take into account stability as well as growth and innovative potential.

From a commercial perspective, this approach can mean investors can develop a tailored investment strategy depending on their individual risk profile and investment objectives. In addition, spreading assets across three pots can help to minimize risk in the long term while taking advantage of opportunities for higher returns.

This structure could have an impact on the financial market and the investment industry, as investors may increasingly look for investment strategies with a clear structure and a long-term perspective. Companies in the financial sector could adapt their services and products to meet the needs of investors looking for a diversified and forward-looking investment strategy.