Trade Republic receives MiCA license: revolution for crypto investors!

Trade Republic receives MiCA license: revolution for crypto investors!

Trade Republic, one of Europe's largest neobrokers with over 4 million customers, has recently undergone an important turn in its corporate strategy. According to BTC-ECHO, the company was granted a MiCA license by the Federal Financial Supervisory Authority (BaFin) on April 28, 2025. This license opens up the opportunity for Trade Republic to offer crypto custody services and facilitate transactions, marking a significant step in the company's development.

With the granting of the MiCA license, Trade Republic can now custody crypto assets, execute customer orders and offer transfer services. Crypto expert Patrick Hansen emphasizes that this allows the company to expand its services across all 30 countries in the European Economic Area (EEA) without having to obtain additional approvals. These new opportunities come at a time when Trade Republic has been offering various crypto assets for almost four years, but has not yet allowed direct transfers between assets or to its own wallets.

Germany's role in crypto regulation

Germany has established itself as a leader in the European crypto regulatory space, issuing 36 percent of all licenses issued under the MiCA guidelines. According to BeinCrypto, BaFin has recently taken notable steps to improve the regulatory framework for crypto companies. Trade Republic is not the only company that benefits from the new regulation. Large crypto brokers such as Bitpanda, Coinbase and Kraken have also received a MiCA license.

The MiCA regulation came into force at the beginning of 2025 and aims to harmonize crypto regulation within the EU. Companies licensed in an EU country can now offer their services across the EU, which was previously not possible in a fragmented regulatory landscape. This development has sparked intensifying competition among neobanks, brokers and traditional financial institutions looking to quickly secure their licenses to remain competitive in the crypto market.

Conclusion and outlook

By granting the MiCA license, Trade Republic not only positions itself as a significant player in the neobroker segment, but also opens the door to much more extensive services in the area of ​​crypto assets. In total, the company manages over 100 billion euros in customer assets and therefore has an influential role in the crypto market. BaFin has already granted 9 of the first 25 MiCA licenses in the EU, which is of great importance for both Trade Republic and the entire industry.

Overall, the MiCA license is a crucial requirement for all crypto companies that want to operate in the EEA. While adjustments to the new regulatory requirements have started more slowly than expected, the increase in registered crypto asset service providers in recent weeks shows that the market is evolving quickly. Competition for licenses will continue to increase in the coming months as companies strive to compete in this dynamic sector.