Ostsächsische Sparkasse Dresden controversial: Saxony consumer center applies for an interim injunction. BGH ruling strengthens consumers.

Ostsächsische Sparkasse Dresden controversial: Saxony consumer center applies for an interim injunction. BGH ruling strengthens consumers.

According to a report by www.l-iz.de Ostsächsische Sparkasse Dresden made contract adjustments for its customers and asked for their consent to the general terms and conditions and the list of prices and services. If consumers refuse this consent, the Sparkasse interprets the use of the account after the deadline as automatic consent.

The Saxony consumer advice center sees this as an unreasonable disadvantage for consumers and has therefore applied for an interim injunction to stop this action against the Ostsächsische Sparkasse Dresden. This approach violates the ruling of the Federal Court of Justice, according to which silence is not consent and express declarations of consent are essential for changes.

The impact of such a practice on the market could be that consumers lose their trust in the savings bank and a migration to other banks occurs. In addition, legal consequences could arise for the savings bank if the interim injunction is enforced by the consumer advice center.

Overall, it is important that credit institutions act in the spirit of fair treatment of their customers and make transparent and legally compliant contract adjustments. The Saxony Consumer Center has signaled that it remains open to discussions with a view to finding an amicable solution to solve this problem.