Lawyer sends questionable warning letters to former Postbank customers - this is how those affected should react

Lawyer sends questionable warning letters to former Postbank customers - this is how those affected should react

According to a report by www.t-online.de, the lawyer Ralf Heyl from Hürth near Cologne has come under fire for sending questionable reminder letters to former Postbank customers and threatening legal action. This approach has led to numerous complaints from consumer advocates. Opaque installment payments were offered and those affected were put under pressure to pay off their debts. The lawyer's claims are based on old debts that date back up to six years. Postbank has stated that the cooperation with lawyer Heyl ended several years ago, but he is still trying to monetize the claims. In addition, lawsuits were filed against former customers, all of which were dismissed because some of the claims were statute-barred, forfeited, or doubtful.

According to the judges of the Braunschweig and Frankfurt Higher Regional Courts, the claims asserted in the lawyers' letters may be time-barred, forfeited or doubtful. Therefore, affected consumers should not allow themselves to be put under pressure and not simply settle the claims. You are called upon to seek advice from a specialist lawyer immediately and, if necessary, to contact a consumer advice center who will support you with the necessary legal steps. We also advise against making installment payments, as this could be seen as recognition of the claim. A negative Schufa entry that was made due to an unjustified claim is also illegal and should be corrected.

These claims and lawsuits can have a significant impact on affected consumers by pressuring them to pay significant amounts of money that may be unjustified. In addition, a negative Schufa entry could significantly affect your creditworthiness. This could also have an impact on the market by weakening consumer trust in the financial industry and the legitimacy of claims. It is important that consumers know their rights and seek legal advice to defend themselves against unjustified claims.