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This is how an accident in autumn and winter affects car insurance - a financial expert explains the consequences
Autumn and winter are unpopular with many drivers: it's dark early, often wet, leaves or frost make the road slippery and the streets are usually full. Fog also causes problems for many people at this time of year. Around two thirds of serious fog accidents occur between October and December. Philipp Opfermann, insurance expert at the NRW Consumer Center, explains what an accident means for car insurance: "This is often underestimated. The insurance premium increases due to the damage not only in the next year, but also in the following years." The effects of accidents in the fall and winter Accidents in the fall and winter not only have...
This is how an accident in autumn and winter affects car insurance - a financial expert explains the consequences
The effects of accidents in autumn and winter
Accidents in the fall and winter not only have short-term effects, but can also have long-term financial consequences for drivers. According to Philipp Opfermann from the North Rhine-Westphalia Consumer Center, an accident not only means an increase in the insurance premium next year, but also in subsequent years. This is because the no-claims class, which affects the amount of the premium, is downgraded in the event of an accident.
It is important to remember that the financial impact of an accident is not just short-term. Drivers should therefore drive particularly carefully in the autumn and winter, when the risk of accidents is increased due to darkness, wet conditions, leaves, frost and fog, in order to protect not only their safety but also their financial situation.
According to a report by rp-online.de,
Read the source article at rp-online.de