Everything about previous damage in motor vehicle liability insurance - tips from the experts.

Everything about previous damage in motor vehicle liability insurance - tips from the experts.

According to a report from www.ndr.de,

Damage to the bodywork that is not their fault can often have difficult consequences for car owners, especially if there is previous damage to the vehicle. Motor vehicle liability insurance companies tend to check for previous damage in the event of a claim and in some cases even refuse to pay out. This affects both the amount of damage and the settlement of the damage. The article provides numerous tips for accident victims, including documenting accidents, hiring an independent expert and the need for repair invoices when buying used cars.

According to the article, the impact on the market, consumers and the industry can be significant. Motor vehicle liability insurance companies can reduce or even deny the amount of damages due to previous damage, which can lead to financial burdens for consumers. This, in turn, may influence many consumers' willingness to purchase vehicle insurance and impact the overall balance of the industry.

Additional information in the article indicates that inspection service providers often estimate insurance losses to be lower than independent adjusters, indicating uncertainties in claims settlement. In addition, experiences from traffic lawyer Volker Hellweg and motor vehicle expert Peter Heßler illustrate the increase in lawsuits and the need for reforms in the motor vehicle insurance system.