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Car costs at a glance: How much does a car really cost per month?
Find out what monthly costs a car costs and how you can calculate them. From refueling to insurance to repairs - keep an eye on everything. 🚗💸 (English: "Find out what monthly costs a car costs and how you can calculate them. From fuel to insurance to repairs - keep an eye on everything. 🚗💸")
Car costs at a glance: How much does a car really cost per month?
Driving is not a cheap affair. In addition to the obvious costs of petrol or diesel when refueling, there are numerous other monthly expenses that burden every car owner. An important factor when calculating the monthly cost of a car is the purchase cost. Many people opt for installment payments or leasing to cover the purchase price. These additional monthly charges must be taken into account as they increase the overall price of the car.
Another crucial cost factor is the monthly expenses for petrol or diesel. According to the ADAC, 2022 was the most expensive “fuel year” of all time, causing monthly fuel costs to rise significantly. Fuel prices have risen sharply in recent years, which is putting additional pressure on car owners. Fuel costs vary depending on the type of vehicle and the kilometers driven per month.
In addition to fuel costs, car owners also have to factor in vehicle insurance. Contributions vary depending on the value of the car, the driving experience of the primary driver and other factors. Motor vehicle liability insurance is required by law and represents another monthly expense. Optionally, additional insurance such as a car protection letter or passenger accident insurance can be added.
Vehicle taxes are another annual financial burden for car owners. The amount of tax depends on the engine capacity of the vehicle, the emission class and the CO₂ emissions. Since 2021, a surcharge has been charged for CO₂ emissions, which increases the tax burden for environmentally unfriendly vehicles. These additional costs must also be factored into the monthly car expenses.
An item that should not be underestimated in a car owner's cost plan are repairs and unplanned expenses for accidents or damage to the vehicle. It is advisable to build up monthly reserves for possible repairs in order to be financially prepared for unexpected situations. The total cost of a car per month is made up of all of these factors and should be carefully calculated to avoid financial bottlenecks.