Bavaria leads the new car price scandal – Bremen remains cheap!

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Find out why car insurance costs vary in Germany and when the optimal time to change is.

Bavaria leads the new car price scandal – Bremen remains cheap!

Bavaria has currently taken the lead in the ranking of the most expensive new car prices in Germany, with an average price of 27,341 euros. This is shown by a detailed analysis of car insurance contracts, based on anonymized data from Verivox and carried out over a period of 24 months. Baden-Württemberg follows in second place with an average price of 26,810 euros, while Hesse takes third place with 26,098 euros.

In contrast, buyers in Bremen have the cheapest new car prices, averaging 24,068 euros. This means a price difference of around 3,300 euros or 12 percent less compared to Bavaria. Other federal states with low price displays are Saxony, Berlin, Saxony-Anhalt and Thuringia, all of which are below the national average of 25,261 euros.

A look at the cities

Among the largest German cities, Munich stands out with the highest new car price of 28,818 euros. Stuttgart and Augsburg follow with prices of 28,227 euros and 27,422 euros. In contrast, Duisburg has the lowest new car price at 23,022 euros, followed by Dresden and Bochum.

Another interesting aspect is car insurance, which costs the highest in Berlin - 22 percent above the national average. Particularly high loss ratios of 37 percent contribute to this increase. Bavaria, on the other hand, is only 6 percent above the average, which makes the insurance costs there appear moderate.

Changing car insurance

A crucial time for drivers is approaching: November 30th is considered the last chance to change car insurance. If you want to protect yourself against price increases, you should act in good time. A change can be particularly worthwhile if the contract is no longer affordable due to increasing costs. The notice period for car insurance is only one month, which is in contrast to other insurance policies that have a three-month notice period.

The Check24 and Verivox platforms offer comprehensive comparison options, although it should be noted that not all insurers are represented on these portals. The Association of Insured Persons (BdV) also offers its own online comparison to give potential customers an overview of the offers. New customers can benefit from cheaper policies without having to compromise on insurance coverage.

With the option of short-term contracts, drivers are allowed to cancel their insurance contract at any time within a month. Even if the insurance starts on July 1st, the notice period remains as of May 31st. If you cancel in a timely manner, you can switch to cheaper insurance, which takes effect on January 1st of the following year.

Finally, when choosing car insurance, it is important to consider not only the price, but also the services offered in order to find the right policy for individual needs.

In summary, the situation on the automobile market and the vehicle insurance landscape in Germany highlights both the regional price differences and the upcoming opportunities for consumers. For further information on prices and switching options, we recommend reporting from NNZ Online and the article antenna.