Fire in Möhlin: 100 cars destroyed – who will pay for the damage?

Fire in Möhlin: 100 cars destroyed – who will pay for the damage?

There was a devastating fire in an underground car park in the Möhliner Breiti district, in which around 100 vehicles were severely damaged or even completely destroyed. The cars were affected by soot, smoke and the heat of the fire, and many could have been totaled, reports Aargauer Zeitung. Car owners without partial comprehensive insurance in particular now face considerable financial challenges, as the costs of replacing the vehicles usually have to be borne by themselves.

The situation is particularly worrying because many of those affected cannot immediately access the financial resources necessary to cover the damage. A lack of insurance coverage could impact the ability to obtain replacements for the damaged or destroyed vehicles.

Insurance cover in the event of fire

In view of the dramatic events, the question arises as to who will pay for the damage in such cases. The European Court of Justice has ruled that car insurers can, under certain circumstances, be liable for damage caused by a burning vehicle. In this case, partial comprehensive insurance would help in the event of arson or spontaneous combustion, and the disposal costs of burned-out vehicles are also usually covered isteshaltbar.de explained.

It is important to note that automobile liability insurance covers the cost of the fire department required to extinguish a burning vehicle. However, damage caused by arson or spontaneous combustion is only covered under partial or fully comprehensive insurance. In the event of fires in underground car parks caused by electric cars, there are special conditions that may vary depending on the insurance policy.

Causes of fire and safety

The most common causes of fire in vehicles are leaking lubricants and fuel, short circuits or rubbing parts. Another risk is posed by electrically powered vehicles, which, if not installed correctly, can lead to cable or socket fires. Therefore, the correct installation and maintenance of electric cars is particularly important.

The costs of fire and rescue operations necessary to ensure humanitarian assistance in the event of fires are generally not charged to those affected. However, costs for fire operations that arise from careless actions must be borne by the person responsible. The situation is tense for the affected car owners in Möhlin, as they are faced with the challenge of having to raise their own funds to replace their vehicles.