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Camping boom in Germany: How to properly secure your motorhome!
Germany is experiencing a camping boom with increasing numbers of registrations for mobile homes and caravans. Find out about important insurance options to ensure you have the best possible protection.
Camping boom in Germany: How to properly secure your motorhome!
Germany has been experiencing a camping boom since 2020, which was also clearly noticeable in 2024. The number of motorhomes and caravans insured by Verti Versicherung AG will have quadrupled by 2024. This development is also reflected in the registration numbers: In 2024, over 21,000 caravans and more than 74,000 mobile homes were newly registered, which corresponds to a total of over 96,000 vehicles. Compared to the previous year, this represents an increase of 6.7 percent – the third best result in the history of the industry.
A comparative review shows that ten years ago the number of registrations was less than half. However, this increase also has a dark side: many campers are inadequately insured. Standard insurance policies often do not cover damage or theft. Household contents insurance protects movable possessions at home, but not automatically while traveling.
Insurance coverage for campers
To ensure adequate security, it is recommended to take out contents insurance that covers the inventory of the motorhome or caravan. This protects against theft, fire, storms, hail and water damage. In addition, motor vehicle liability insurance is required by law. While partially comprehensive insurance covers damage to your own vehicle, fully comprehensive insurance also offers protection in the event of self-inflicted accidents and vandalism.
Renters should pay particular attention to the insurance details of rental vehicles. Commercial rental companies typically offer insurance coverage, while private rental vehicles must have specific registration requirements to ensure appropriate insurance. Since bicycles, especially e-bikes, are often only insured if they are transported inside the vehicle, additional insurance can make sense. Verti Versicherung AG also offers an affordable second vehicle tariff that takes over the no-claims class of the first vehicle for the motorhome.
Camping offers in the USA
Additionally, 2-3 spaces for Class A RVs are available on a flat grass area. The campsite's facilities include flower, vegetable and orchard gardens and a fire pit. For food, there is a selection of beer, wine, whiskey, root beer floats, soft drinks, roasted hot dogs and s’mores. The immediate area offers numerous amenities such as gas stations, dining options and even microbreweries.
There are also numerous activities nearby, including Fort Collins attractions, CSU football games, golf and water sports at Horse Tooth Reservoir. Rocky Mountain National Park, Estes Park and various restaurants and shopping options are also within easy reach. Pets are allowed on the site, and campfires are also permitted.
In summary, it can be said that the camping trend in Germany is increasing rapidly. At the same time, it is important for campers to find out about the different insurance offers and ensure that they are covered in the event of damage or theft.
For more information on the latest developments in camping and insurance, please visit Magdeburg News and for campsites in the USA Hipcamp a variety of options.