The importance of collecting as a form of investment and leisure activity. Demand for credit is falling and bicycle accidents are increasing.

The importance of collecting as a form of investment and leisure activity. Demand for credit is falling and bicycle accidents are increasing.

Collecting is more than just a hobby, and many Germans see it that way. According to a survey by Postbank, almost a third of German citizens have a passion for collecting, with coin collecting being particularly popular. Another aspect that becomes clear in the current survey is the declining demand for credit, as more and more people prefer to rely on their savings for large purchases. At the same time, commuting accidents involving bicycles are increasing, which means an increasing number of accidents on the way to work by bicycle or e-bike. Stiftung Warentest also found that only 33 of 80 photovoltaic insurance tariffs examined offer the required minimum protection. What is relevant for drivers is that mileage varies depending on the federal state, with Mecklenburg-Western Pomerania, Schleswig-Holstein and Saxony-Anhalt being the largest mileage collectors.

According to a report by www.versicherungsbote.de,

This information has far-reaching implications across various industries. The declining demand for credit could lead to a change in the banking and financial sector in the long term as banks have to focus on other services and products. The increasing number of bicycle commuting accidents could increase insurance premiums for bicycle and e-bike insurance, while Stiftung Warentest's research into photovoltaic insurance shows that consumers may have to make changes to their insurance coverage in order to be adequately covered. The differences in driving performance depending on the state could have an impact on fuel consumption, road traffic and traffic safety.

Overall, this data shows that different industries need to be prepared to change and adapt to meet the changing needs of consumers. The numbers from the survey and study provide important insights into consumer behavior and needs, which are crucial for companies and institutions to make economic decisions.