The best insurance for electric cars: Which tariff is right for electric car drivers? Cosmos Direkt, DA Direkt, AXA and HDI Global in comparison.
According to a report by efahrer.chip.de, the increasing number of electric cars on Germany's roads is also having an impact on the insurance industry. There are now countless providers that offer specific tariffs for electric cars. Stiftung Warentest has examined fully and partially comprehensive insurance in more detail and presented four recommended insurance policies for electric cars. One of the main differences to insurance benefits for combustion engines is the damage to the battery, the charging station and accessories such as charging cables. It is advisable to insure the drive battery itself against short-circuit damage and operating errors. Damage caused by animal damage also plays a larger role in electric cars, as the sensitive electronics can lead to higher costs. A letter of protection can be...

The best insurance for electric cars: Which tariff is right for electric car drivers? Cosmos Direkt, DA Direkt, AXA and HDI Global in comparison.
According to a report from efahrer.chip.de,
The increasing number of electric cars on Germany's roads also has an impact on the insurance industry. There are now countless providers that offer specific tariffs for electric cars. Stiftung Warentest has examined fully and partially comprehensive insurance in more detail and presented four recommended insurance policies for electric cars.
One of the main differences to insurance benefits for combustion engines is the damage to the battery, the charging station and accessories such as charging cables. It is advisable to insure the drive battery itself against short-circuit damage and operating errors. Damage caused by animal damage also plays a larger role in electric cars, as the sensitive electronics can lead to higher costs. A letter of protection can be of great advantage in the event of an electric car that breaks down with an empty battery.
Motor vehicle liability insurance is mandatory in Germany, while fully and partially comprehensive insurance are voluntary. With fully comprehensive insurance, policyholders have no deductible, while with partial comprehensive insurance, part of the damage has to be paid for themselves. Special insurance tariffs for electric cars offer the same benefits as comprehensive insurance for combustion engines, but with specific benefits for electric cars.
The increasing number of electric cars will bring further changes to the insurance industry. Electric cars place different demands on insurance policies, and insurance companies are adjusting their coverage accordingly. It is therefore strongly recommended to take out special insurance for an electric car that takes into account the specific needs and requirements of these vehicles.
Read the source article at efahrer.chip.de