The best insurance for electric cars: recommendations from experts and current test results. Find out what matters!

The best insurance for electric cars: recommendations from experts and current test results. Find out what matters!

According to a report from efahrer.chip.de,

The increasing number of electric cars on Germany's roads is leading to adjustments in the insurance industry. Anyone who drives an electric car should choose an insurance plan that not only covers traditional accident damage, but also includes special services for electric cars. Insurance companies are responding to the increasing market share of electric cars with corresponding offers. At first glance, the services hardly differ, but there are differences in the details. Choosing the right insurance for electric cars is therefore very important.

Four insurance companies offer special tariffs for electric cars, which are characterized by different services. These services include, among other things, protection of the battery, protection against hacker attacks on the vehicle controls, protection against battery damage, protection against animal bites and much more. Good insurance should not only cover conventional damage, but also the specific risks of electric cars. Different insurance companies offer different services and cover different scenarios. Choosing the right insurance tariff for electric cars is therefore very important in order to be optimally protected in the event of damage.

In addition, it is important to understand that motor vehicle liability insurance is mandatory in Germany, while fully comprehensive or partially comprehensive insurance is voluntary. Fully comprehensive insurance is recommended, especially for electric cars, as it covers additional risks, such as damage to the battery. Various factors such as deductibles, vehicle financing and personal preferences should be considered when choosing insurance.

Even if special insurance for electric cars is not mandatory, it is strongly recommended as it includes specific services for electric cars. Almost all insurance companies that offer fully and partially comprehensive insurance for combustion engines now also have insurance tariffs for electric cars in their range. These offer the same benefits as comprehensive insurance for combustion engines, but with specific benefits for electric cars. It is therefore advisable to choose an insurance plan that covers the specific risks and needs of electric cars.