The most common partial comprehensive damage: Expert analysis from LeasePlan reveals surprising results

The most common partial comprehensive damage: Expert analysis from LeasePlan reveals surprising results

According to a report by www.presseportal.de, LeasePlan Deutschland GmbH evaluated the damage in the fully and partially comprehensive insurance of more than 120,000 commercially used vehicles. Interesting results were achieved. When it comes to partial comprehensive damage, a small, voracious animal, namely the marten, surprisingly takes second place.

According to the company's evaluation, the most common partial comprehensive damage is as follows:
1. Window replacement and window repair 69 percent
2. Marten damage 10 percent
3. Storm/hail damage 4 percent

The top 3 comprehensive damages are as follows:
1. Vandalism / unknown perpetrator 30 percent
2. Parking and maneuvering damage 28 percent
3. Collision with object 6 percent

The analysis shows that the causes of damage in motor vehicle insurance depend on various factors. These can range from marten bites to parking and maneuvering damage. The evaluation also offers further interesting insights, such as the recommendation to install assistance systems in vehicles and to complete driving safety training in order to avoid parking and maneuvering damage.

These findings may have potential implications for the automobile insurance market. Insurance companies could adjust their rates and offers to reflect the avoided losses. At the same time, consumers could be motivated to take preventative measures to reduce potential damage and thus lower their insurance premiums. It remains to be seen how the industry will respond to these findings and whether the insurance landscape will change in the future.