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Insuring against natural hazards: How to protect your home against extreme weather events - financial tip guide
According to a report by amp.focus.de, the current situation makes it clear that more and more people in Germany are affected by extreme weather, especially floods and floods. In this context, it is crucial that consumers check their insurance coverage so that they are adequately covered in the event of damage. An important aspect is natural hazard insurance, which must be added as an optional additional service to many residential building and contents insurance policies in order to be covered in the event of floods and heavy rain. Without this extension, the insurance will not pay in the event of damage. This fact highlights the relevance of comprehensive advice and support from insurance experts to ensure that consumers...
Insuring against natural hazards: How to protect your home against extreme weather events - financial tip guide
According to a report by amp.focus.de,
The current situation makes it clear that more and more people in Germany are affected by extreme weather events, especially floods and floods. In this context, it is crucial that consumers check their insurance coverage so that they are adequately covered in the event of damage.
An important aspect is natural hazard insurance, which must be added as an optional additional service to many residential building and contents insurance policies in order to be covered in the event of floods and heavy rain. Without this extension, the insurance will not pay in the event of damage. This fact highlights the relevance of comprehensive advice and support from insurance experts to ensure that consumers have the necessary insurance protection.
It is also important to note that comprehensive insurance for vehicles in the event of flooding does apply, but under certain conditions. In the event of gross negligence or the ability to bring the vehicle to safety, the insurance company may refuse payment in part or in whole. This underlines the importance of finding out in detail about the exact conditions of the insurance policies so that there are no unpleasant surprises in the event of damage. In addition, it is recommended that you take photos or videos of the damage before cleaning up so that you can present them to the insurer.
With regard to flood damage caused by storm surges, it should be noted that this is usually not covered by insurance. Here too, it is very important to get comprehensive advice in order to examine alternative insurance options or protective measures if necessary.
All in all, the current situation highlights the urgency of reviewing insurance policies with regard to coverage in the event of extreme weather and, if necessary, expanding them in order to be adequately protected in the event of damage.
Read the source article at amp.focus.de