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Driver is not liable in company truck accidents
Truck driver is not liable to comprehensive insurance - Dresden Higher Regional Court decides in favor of the employed driver. No breach of duty in the employment relationship. Important information for insured people!
Driver is not liable in company truck accidents
A ruling by the Dresden Higher Regional Court shows that an employed truck driver cannot be held responsible by the insurance company in the event of an accident caused by slight negligence with a company truck that has comprehensive insurance. In this specific case, the driver was employed by a transport company and his truck left the road, collided with two trees and reported the accident directly to the employer, but only to the police the following day.
Although the insurance company settled the damage, it demanded the money back from the driver because he allegedly breached his obligations under the insurance contract by not reporting the damage immediately and by failing to provide a full explanation. However, the court dismissed the lawsuit because the driver was not a contractual partner and there was no breach of duty towards the company. Although the accident was caused by slight negligence on the part of the driver, there is no right to compensation under the employment relationship.
This judgment clarifies the legal situation regarding the liability of truck drivers towards comprehensive insurance companies. It stipulates that the driver has no direct obligation in this context and cannot be held liable unless he can prove gross negligence or intent. It underlines the importance of clear contractual conditions and the delineation of responsibilities between the employer, the insurance company and the employed driver.
This decision by the Dresden Higher Regional Court sets an important precedent for similar cases and clarifies the legal framework for the liability of truck drivers in accident situations. It shows that comprehensive insurance cannot automatically assert claims against the driver and that the driver must only be assessed within the scope of his employment contractual obligations. This ruling provides clarity and security for both insurance companies and truck drivers in the event of damage.