Celebrate carnival without worries: Financial expert explains important insurance for the crazy times

Celebrate carnival without worries: Financial expert explains important insurance for the crazy times

According to a report by www.ksta.de, the carnival season is approaching and with it the risk of personal injury and property damage increases. It is therefore important to have the right insurance cover to avoid financial consequences. The Association of Insured Persons (BdV) explains which four policies can be important.

Personal liability insurance is particularly important in the midst of crowds during carnival events, as it covers claims for personal injury, property damage and financial loss. A sufficiently high insurance sum of at least 15 million euros is recommended.

In addition, health insurance and private accident insurance are advisable. In the event of unfortunate injuries caused by thrown objects or unexpected accidents, these insurance policies can mitigate the financial consequences.

Household contents insurance is useful to protect yourself against simple theft or robbery, which is particularly common during the carnival season.

If your car is damaged by a partygoer, your car insurance will cover it. However, there are restrictions if the accident was caused under the influence of alcohol.

Overall, it is important to protect yourself from the risks of foolish times by taking out the right insurance.