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Finances after divorce: Don't forget to check insurance
Tips for separated couples: Keep an eye on joint insurance after the divorce. What you need to consider to avoid losing insurance coverage. Economic aspects in focus.
Finances after divorce: Don't forget to check insurance
A divorce is an emotional event that can also have financial implications. In this context, it is important to deal with joint insurance policies. In the event of a separation or divorce, little changes for the person who is the policyholder in the contract. But anyone who is only co-insured or a beneficiary should be careful, as insurance cover can be lost.
Difficulties can arise, particularly with private liability insurance. This insurance is essential because it covers damage that can occur in everyday life. Families are often insured together, but this family plan ends with a divorce. It is recommended that you take out your own policy as soon as possible to avoid dependencies.
Household contents insurance should also be reconsidered after a separation. The policyholder must inform the insurer of the new address, especially if a partner moves out. In addition, the sum insured should be adjusted to save costs. In the event of a divorce, it is important to review your private pension provision and adjust it if necessary, for example changing the right to purchase life insurance.
When it comes to health insurance, divorce can also bring financial benefits. In the event of a separation, those with private health insurance should seek advice, as premiums may increase under certain circumstances. Switching to statutory health insurance could be considered to save money. It is generally recommended to check insurance policies regularly, regardless of relationship status.