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Women as drivers: Better than their reputation! New numbers revealed!
New Verivox data shows: Men and women hardly differ in their driving behavior. Unisex tariffs since 2012 ensure equal contributions.
Women as drivers: Better than their reputation! New numbers revealed!
In the debate about driving skills and road safety, a current analysis by the comparison portal Verivox shows that many common gender stereotypes about drivers are untenable. Despite popular beliefs portraying men as better drivers, the new data shows marginal differences in driving behavior between the genders. In the last three years, 9.6 percent of women have dealt with a motor vehicle claim through insurance, while the proportion of male vehicle owners is 9.2 percent. This results in a difference of only 0.4 percentage points, like Kyffhäuser News reported.
A decisive factor that influences the perception of driving ability are the points in the driving fitness register. Women only have half as many points in Flensburg as men, which suggests that they act more disciplined in traffic. The investigation is based on an anonymized analysis of all vehicle insurance contracts with Verivox from May 1, 2023 to April 30, 2025.
Annual mileage and insurance premiums
The study also shows that, on average, women and men cover almost comparable distances. Women only drive around 600 kilometers less per year than their male counterparts. It is also interesting that gender has no direct influence on vehicle insurance premiums. Unisex tariffs have been in force since 2012, ensuring that insurance premiums are gender-independent. Instead, no-claims classes play a crucial role in the premium calculation.
On average, men have a class higher than women, which often leads to cheaper insurance premiums. A possible reason for this could be that the majority of vehicles in Germany are registered to men, which leads to more frequent applications for car insurance by male drivers. Reported in addition Focus that many women in Germany are often only insured as passengers and are therefore unable to set up their own no-claims class.
Conclusion: A balance in road traffic?
The results of this analysis invite us to question the prevailing stereotypes about gender and driving behavior. While men are often viewed as better drivers, the data shows a different reality. Women not only show more disciplined driving behavior, but also perform similarly to men when it comes to causing accidents. These findings could further the discussion about equality on the road and represent a step towards a fairer perception of the abilities of both genders.