Good personal liability insurance for learners: checklist for the right protection

Good personal liability insurance for learners: checklist for the right protection

It is particularly important for trainees to take out appropriate personal liability insurance to protect themselves from financial risks. This insurance always comes into effect if third parties are injured due to your own misconduct or carelessness. In many cases, learning children are also insured through their parents' private liability insurance during their training, provided they do not live in their own apartment and are not married.

If in doubt, it is advisable to check the insurance documents or ask the insurer directly to clarify whether the insurance cover is sufficient. If this is not the case, you should consider adapting or taking out your own degree. According to Stiftung Warentest, there are already very good tariffs at affordable prices, although more powerful insurance policies cost a little more.

It is particularly important that the policy covers property and personal damage at a flat rate of at least ten million euros, as the amounts of damage in the area of ​​private liability insurance can often be enormous. Adequate insurance therefore offers important financial security for trainees and protects them from possible liability claims.