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Hotellier Insurance: The Ultimate Guide & Tips
Discover everything you need to know about tailored insurance solutions for the hotel industry. Find out which policies are indispensable and how you can optimally protect yourself. Contact us for more information!
Hotellier Insurance: The Ultimate Guide & Tips
The hotel industry is extremely diverse and the risks associated with it are equally diverse. It is therefore crucial that hoteliers have a comprehensive insurance concept that offers individual protection for all possible situations.
Business liability insurance is essential for every hotelier. It covers personal injury, property damage and financial loss for which the innkeeper is liable, even if there is no fault. It is recommended that this insurance also includes environmental liability and environmental damage insurance to protect against third-party claims due to environmental damage.
Car insurance is another important consideration for hotels as it covers liability for bodily injury and property damage caused by the hotel vehicle. There are additional policies such as partial motor vehicle comprehensive insurance, which cover other risks that can cause damage to your vehicle, such as fire, broken glass, theft or marten bites.
In addition, business closure insurance has become more important for hoteliers, especially in times like the corona pandemic. This insurance covers lost operating profits and ongoing costs. Cyber and legal protection insurance is also becoming increasingly important to protect yourself from financial damage caused by hacker attacks or data misuse. Hoteliers should be aware that the hospitality industry presents a variety of risks and liabilities for which it is important to adequately protect themselves.