Carnival and insurance: The most important policies for these crazy times

Carnival and insurance: The most important policies for these crazy times

According to a report by www.volksstimme.de,

The crazy time not only brings with it an exuberant party atmosphere, but also potential risks of personal injury and property damage. In a recent article, the Association of Insured Persons (BdV) highlights four important insurance policies that can protect carnival enthusiasts during this time.

1. Privathaftpflichtversicherung: Diese Versicherung ist essenziell, da sie die Schadensregulierung bei Personen-, Sach- und Vermögensschäden übernimmt. Die Deckungssumme sollte bei mindestens 15 Millionen Euro liegen.

2. Health insurance and private accident insurance: Having your own health insurance is important as organizers are generally not liable for injuries. In the event of serious accidents, private accident insurance can mitigate the financial consequences.

3. Household contents insurance: This policy can compensate for theft, especially robbery.

4. Motor vehicle insurance: Comprehensive insurance covers you if your own car is damaged by a partygoer. However, there are specific regulations that must be followed when it comes to alcohol consumption.

From Women's Carnival to Ash Wednesday, carnival enthusiasts should ensure that they have the appropriate insurance coverage to minimize possible financial risks. The BdV's recommendations are particularly helpful in this regard and should be taken seriously.