Motor vehicle insurance 2022: willingness to change is increasing - more expensive tariffs are not worth it! Save up to hundreds of euros - even for existing customers!

Motor vehicle insurance 2022: willingness to change is increasing - more expensive tariffs are not worth it! Save up to hundreds of euros - even for existing customers!

According to a report by www.br.de, the motor vehicle insurance industry in Germany is going through a phase in which tariffs have become significantly more expensive overall. This is due to increased accident numbers and workshop costs. Depending on the vehicle and tariff, changing your car insurance can save you up to several hundred euros per year. Consumers are particularly willing to switch this year, as insurers are prepared to offer cheaper premiums in order to gain market share due to high competitive pressure. The deadline for changing insurance is November 30th, although contracts during the year can be changed flexibly within the year.

The higher vehicle insurance premiums have led to increased switching activity, particularly among existing customers who are faced with increased premiums. Insurance comparison portals such as Verivox and Check24 report double-digit price increases compared to the previous year, which have further increased customers' willingness to switch. Especially in November, consumers have a good chance of getting cheaper premiums, as prices have already fallen by 16 percent compared to summer.

In addition to an insurance comparison, it is advisable to also check other influencing factors such as the kilometers driven, the group of drivers and the type of insurance in order to achieve possible savings. Some insurers also offer telematics tariffs in which driving behavior plays a role. Deadlines and special termination rights enable consumers to react flexibly to price changes or claims and to adapt their insurance coverage.

Overall, it can be seen that rising vehicle insurance premiums are increasing consumers' willingness to switch and are causing insurers to increase competition. This can lead to cheaper premiums and improved benefits for consumers. It is therefore worth checking your own insurance tariff regularly and changing if necessary in order to benefit from the current market conditions.