Car insurance for Ukrainian cars in Germany: Fact check & insurance options

Car insurance for Ukrainian cars in Germany: Fact check & insurance options

According to a report by www.sueddeutsche.de, there are rumors that the insurance of the German injured party will have to pay out in a traffic accident involving Ukrainians. However, the reality is that Ukrainian car owners also need motor vehicle liability insurance. A compensation fund only steps in if the person who caused the accident does not have insurance. Nationality does not matter, and cases of uninsured Ukrainian cars are rare.

Nevertheless, according to the General Association of Insurers, there have recently been an average of around 30 accidents involving uninsured Ukrainian cars per month. Although this is a comparatively small number, it still represents a risk for insurers and the German market. In total, insurers have to settle several hundred thousand claims per month, which increases the burden on the insurance system.

However, the low number of accidents involving uninsured Ukrainian cars suggests that the majority of Ukrainians are following the rules and purchasing insurance. However, insurers and German authorities should continue to be vigilant in order to minimize possible violations and ensure the integrity of the insurance system.