Car insurance for accidents involving Ukrainian cars: Fact check shows no unusual behavior

Car insurance for accidents involving Ukrainian cars: Fact check shows no unusual behavior

According to a report by correctiv.org, a voice message on Whatsapp claims that the car insurance of the injured party in a traffic accident would also cover the damage to the car of the Ukrainian who caused the accident. However, research by correctiv.org has shown that this is not the case. In Germany, the vehicle liability insurance of the person who caused the accident usually covers the damage to the injured party's car. However, the damage to the car of the person who caused the accident is covered by the person who caused the accident's own fully comprehensive insurance, or the person who caused the accident has to bear the costs themselves.

According to the General Association of the German Insurance Industry (GDV), cars owned by Ukrainian refugees in Germany must be insured like any other car. Insurance coverage can be proven via a green card from the Ukrainian insurer or border insurance can be taken out. Between June 2022 and May 2023, there were 341 accidents involving uninsured Ukrainian cars in Germany. However, the damages can be claimed through the Motor Vehicle Accident Compensation Fund.

In the past, German car insurers covered damage caused by uninsured Ukrainian vehicles, but only liability damage, i.e. damage to other vehicles. The damage to the Ukrainian car was not covered.

The information from the article shows that the story in the voicemail is not true. There are no special regulations that state that the injured party's insurance also covers the damage to the car of the person who caused the accident. The compulsory insurance also applies to Ukrainian refugees in Germany. Uninsured Ukrainian cars have caused numerous accidents in Germany in recent months. The compensation fund can cover the costs of damage to German cars.

Source: According to a report by correction.org