Motorcycle accidents: expensive fun! Don't miss these important facts!

Motorcycle accidents: expensive fun! Don't miss these important facts!

The new statistics on motor vehicle liability insurance show that motorcycle accidents are significantly more expensive than car accidents. In 2024, the average cost of motor vehicle liability damage for cars was around 5,000 euros, while the damage amount for motorcycles was an average of 7,000 euros. This comes from a report by Jaumann publishing house out. Despite the higher average costs, motorcyclists are less likely to cause accidents.

Of 1,000 motorcycle owners, only 6 reported liability damage, while 48 accidents were recorded among 1,000 car drivers. The reason motorcycle accidents are more expensive is not only because of the greater damage, but also because of the increased risk of injury to riders. Motorcycles do not offer a crumple zone, which significantly increases the risk of an accident. This makes it clear that the financial consequences of a motorcycle accident can be severe, including loss of earnings and possible disability modifications.

Causes of accidents and driving behavior

One of the most common causes of motorcycle accidents is loss of control of the vehicle, often due to incorrect cornering or excessive speed. This shows that prevention and driving training are of great importance for bikers. Motorcyclists usually travel fewer kilometers compared to car drivers because they mainly drive in the summer season. This could contribute to the lower accident rate.

There are now around five million motorcycles in use in Germany, and the trend is rising. This increase could increase awareness of safety and the need for comprehensive insurance. In this context, R+V Versicherung has indicated that it insures around 2.4 million cars and 200,000 motorcycles and has also developed special offers.

Recommended insurance for motorcyclists could be driver protection insurance, which covers costs and compensation in the event of self-inflicted accidents or hit-and-runs. R+V offers this insurance for motorcycles, with costs being around 1 euro per day and calculated pro rata for seasonal license plates.

Overall, the current situation makes it clear that motorcycle accidents not only occur less frequently than car accidents, but are also significantly more expensive. Therefore, motorcyclists should definitely find out about suitable insurance options and safety precautions. Further information can be found on the website of Press portal.