After an accident with a wolf: Why insurance doesn't have to pay

After an accident with a wolf: Why insurance doesn't have to pay

After an accident with a wolf, as happened recently on the B 71, it is important to behave correctly. But when it comes to settling the damage to your vehicle, your comprehensive insurance might not have to pay. This is because wild animals often do not fall under the regular causes of damage. It is advisable to check the exact conditions of your insurance policy before such situations in order to be as informed as possible in the event of damage.

A collision with a wild animal can have unpleasant consequences that go beyond just material damage to your vehicle. It is therefore advisable to clarify in advance how your insurance would react in the event of such an accident. Some insurance companies offer optional additional insurance that covers damage caused by wild animals - a useful addition that can save a lot of trouble and money in an emergency.

Despite the emotional toll of an accident involving a wild animal, it is important to keep a cool head and take the necessary steps. Inform the police and your insurance company immediately about the incident to make the claim settlement as smooth as possible. By being well prepared and taking the necessary steps, you can ensure the best possible outcome in the event of an accident involving a wolf or other wild animal.

It is advisable to ensure that you have the necessary insurance coverage in the event of an accident involving a wild animal, such as a wolf. Clarify with your insurance company in advance whether damage caused by wild animals is covered and whether additional insurance makes sense. Through good preparation and clear agreements with your insurance company, you can ensure that the claim settlement goes smoothly in the event of an accident with a wild animal.